If you want to know if it is "real", it is very simple: cut off the money. Treat her like a civilian.
You will have your answer very quickly.
Any women who realizes she cant take from her man is likely to leave him - civilian or not. Women are inferior human beings. They know this. So, they look at the superior males in our society as a resource to extract from. They use manipulation to Con us into giving them things they cant or wont obtain on their own.
They also have no remorse about it because they know we, as men, are more productive and talented than they are. Just like a child doesnt feel guilty when their Father gives them things as 'gifts', a sex worker feels us men are good enough that we can shoulder whatever we lose and still carry on. Always remember - if a woman is willing to abort her own child, she doesnt have the capacity to treat you well, as the man in her life.
Women, and especailly sex-workers, are ABSOLUTE PREDATORS. They have no conscience. They dont care about anything that is good and decent in this world. Women dont have the same ingrained desire for 'doing what is right' that most men have. Women have no loyalty, they have no remorse and essentially, they are walking, talking Sociopaths that only survive because of the value we men place on the Jewel between their legs. Interact with them cautiously or they will ruin you.
Men build society and advance the human population. Women manipulate, leverage, steal, destroy everything that men work hard to produce. And I will say it again - females have no remorse for their devilish ways and intentions.
I still interact with women, but I limit my exposure and I am never suprised at the empty vessels they reveal themselves to be.
If you want to know whether this sex worker is worth your time, ask her to do something for you that requires her to invest in you. 98% chance she refuses. Then, you will realize that my words are true. You will invest in her but she is very unlikely to invest back in you. So, you end up losing when its all said and done.